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Unde

The AI Operating System for Financial Operations

Unde connects payments, AML, KYC, compliance and operational data into one intelligent control layer for regulated financial institutions.

unde / operations control / overview
Live
Payment success
91.8%
▼ 6.8 pts vs. 7 day average
Provider B · median
4.3 s
▲ from 720 ms
Reconciliation queue
327
transactions pending
AML alerts · prioritized
6 high
of 37 open alerts
Transaction streamall rails · QAR
TX48213
Wallet top up · Provider B
QAR 2,450.00Failed
TX48212
Card payment · Provider A
QAR 186.50Settled
TX48211
Remittance QA→PH · Provider C
QAR 3,900.00Review
TX48210
Bill payment · Provider B
QAR 742.25Pending
TX48209
Card payment · Provider A
QAR 58.00Settled
TX48208
Remittance QA→IN · Provider C
QAR 1,250.00Settled
AI investigationALR08841
Risk score
84/ 100
High
  • Rapid movement of funds
  • 5 new beneficiaries in 72h
  • New device · first seen 3 days ago
Recommendation

Escalate to L2 review and request source of funds.

Analyst approval required

Built for

  • Banks
  • Fintech companies
  • Payment service providers
  • Digital wallets
  • Remittance companies
  • Insurers
  • Digital asset platforms
  • Telecom financial services

Financial operations are fragmented. Risk is not.

Payments run in one system, identity verification in another, AML alerts in a third. Support works from a ticketing tool and compliance collects evidence by hand. Each system sees its own records. None of them sees the customer, device, transaction and alert as one connected event.

PaymentsFailures are diagnosed by correlating provider logs, ledgers and support tickets by hand.
Financial crimeAnalysts review AML alerts without device, beneficiary or network context.
IdentityKYC drop off is visible in vendor dashboards, not in business outcomes.
ComplianceEvidence is reassembled from email and spreadsheets for every review.

Unde adds the layer that is missing: a shared, explainable understanding of what is happening across every system, without replacing any of them.

Today
CSV exportbatch filecopy and pastemanual queryemail
Core banking
Payment gateway
KYC provider
AML system
Fraud engine
Ticketing
Data warehouse
Spreadsheets and email

Today: context lives in eight places and moves by export, email and copy and paste.

With Unde: one graph, one decision record, existing systems unchanged.

One intelligence layer across your financial operations

Six modules built on a shared Financial Operations Graph, rule engine, model layer and audit log. Start with one; each additional module adds context to the others.

From question to resolution.

A secure natural language interface to your operational data. Ask what happened and why. The Copilot analyzes events across systems, identifies the root cause, and prepares the cases, reports and workflows your team approves.

Analyze

Queries events across connected systems, compares against baselines and isolates the cause.

Explain

Shows the figures, sources and reasoning behind every answer, within each user's permissions.

Act

Creates cases, drafts reports and starts approved workflows. Consequential actions wait for approval.

unde / copilot
Role: Payments Ops
Why did payment failures increase today?
  1. Queried 48,210 payment events, 11:00 to 14:00
  2. Compared response times across 3 providers
  3. Grouped failures by provider and error code
  4. Matched failed payments against the settlement ledger
Ask about payments, AML, KYC, cases…

AI investigates. Your team decides.

When an analyst opens an alert, Unde has already assembled the context and drafted an investigation with risk factors, behavior analysis and connected entities. The decision remains with your team.

unde / aml / investigations / ALR08841
Alert
ALR08841
Customer
C20418 · Individual · Retail wallet
Priority: HighUnder reviewOpened 09:14
Risk score
84
High risk
Behavior
.31
Network
.27
Device
.14
Geography
.12
Risk indicators5
  • Rapid movement of funds
    84% of inbound funds sent out within 6h
    High
  • Multiple new beneficiaries
    5 added in 72h · 4 never paid before
    High
  • New device
    DEV77 first seen 3 days ago
    Med
  • Unusual transaction volume
    6.2× the 90 day daily average
    Med
  • Cross border behavior deviation
    First transfers to 2 new corridors
    Med
Transaction graph · 72h2 linked accounts
48,00037,50012,00041,20038,90044,80049,500C20418DEV77 · new deviceACC5521ACC6630B01B04B05cross borderB06cross borderB07Amounts in QAR · dashed = shared device
Customer behavior · outbound QAR k / day
baseline avg · QAR 4.0klast 72h · QAR 186.4k
Devices
DEV77 · Android
First seen 3 days ago
New
DEV12 · iOS
Seen for 412 days
Known
Connected accounts
ACC5521
Shares DEV77
Linked
ACC6630
Shares DEV77
Linked
AI investigation summary

Activity is consistent with a pass through account pattern. Inbound transfers from two accounts sharing device DEV77 E1 were forwarded to five new beneficiaries within 6 hours E2. Volume is 6.2× the customer's baseline E3 and includes first time cross border corridors E4. KYC is current; no prior cases.

Suggested next action

Escalate to L2 review. Request source of funds from the customer.

AI recommends. Analyst approval required.

Full context on open

Customer profile, transactions, KYC status, devices, connected accounts, beneficiaries and existing cases, gathered before the analyst starts.

Evidence behind every finding

Each risk factor and summary sentence links to the source records it is based on.

Decisions stay with your team

AI recommends. Analysts approve, override or request more evidence, with the rationale recorded.

Understand relationships, not isolated events.

The Financial Operations Graph connects customers, accounts, devices, transactions, merchants, beneficiaries, identities, providers, alerts and cases. It is how Unde recognizes that a failed payment, a new device and an AML alert belong to the same story.

Financial Operations GraphSelect an entity

Entity

Transaction

Every payment event with its full lifecycle: initiation, provider response, confirmation, settlement and reversal.

Relationships

  • AccountinitiatesTransaction
  • Transactionrouted viaPayment provider
  • Transactionpaid atMerchant
  • Transactionsent toBeneficiary
  • TransactiontriggersAlert

Typical sources

Payment gatewaysCore bankingSettlement files

“Which transactions were debited without provider confirmation?”

01

Entity resolution

The same customer, account or device is recognized across core banking, payments, KYC and support records.

02

Relationship history

Links carry time: when a beneficiary was added, which device was used, what happened next.

03

Shared context

Every module, from payments and AML to KYC and compliance, reasons over the same graph and the same facts.

Built around your existing infrastructure

Unde connects to the systems you already run, reads the events they produce and acts through the interfaces they expose. No core replacement, no migration of records.

Your existing systems

Core banking
Customers, accounts, balances
Payment gateways
Authorizations, responses, settlement
KYC providers
Verification events and outcomes
CRM
Customer interactions and segments
AML systems
Alerts, rules, screening results
Data warehouses
Historical and analytical data
Ticketing systems
Support and operations tickets
Internal APIs
Proprietary services and ledgers
UndeControl layer
  1. 01Connectors
  2. 02Event streaming
  3. 03Financial Operations Graph
  4. 04Rules · ML · LLM reasoning
  5. 05Workflows and audit log

Operational outcomes

Operations Copilot
Prioritized alerts
Cases and investigations
Approved workflows
Reports and evidence

Unde does not require financial institutions to replace existing systems.

Integration patterns

  • REST and gRPC APIs
  • Event streams
  • Change data capture
  • Batch and SFTP files
  • Webhooks
  • Database read replicas

AI you can audit

In a regulated institution, an answer is only useful if it can be defended. Unde records the evidence, reasoning, approvals and actions behind every output it produces.

Every recommendation includes evidence.

Findings cite the records, rules and model signals they rely on.

Every workflow includes traceability.

Each step, input and outcome is linked to the SOP and policy version that governed it.

Every human approval is recorded.

Who approved, when, under which role, and with what rationale.

Every automated action is auditable.

An append only record that compliance, internal audit and supervisors can review.

unde / audit / ALR08841
Decision record
Alert ALR08841 · Customer C20418
Complete
  1. 09:14:02SystemAlert generated

    Velocity rule VR07 and behavioral model score 0.84.

    evidence · 2 triggers
  2. 09:14:06AIEvidence assembled

    14 records from core banking, payments, device sessions and KYC.

    evidence · E1 to E14
  3. 09:14:11AIRecommendation issued

    Escalate to L2 review and request source of funds. Model and prompt versions recorded.

    evidence · 4 factors
  4. 09:31:47HumanAnalyst decision

    Escalation approved by analyst 204 (L1, AML) with written rationale.

  5. 09:31:52WorkflowWorkflow executed

    Case CS11920 created and routed to the L2 queue under policy TM04.

Record sealed · sha256 7f3a9c1e…b04d · append only

Deployed where your data needs to stay.

The same platform, controls and audit capabilities in every model, so deployment follows your data governance requirements, not the other way around.

Option 01

Cloud

Multi tenant SaaS operated by Unde, with logical tenant isolation and managed upgrades.

  • Fastest time to value
  • Managed operations and monitoring
  • Tenant level encryption and access controls
Unde operated environment
Isolated tenant in shared platform
Option 02

Private Cloud

A dedicated single tenant deployment in your cloud account or a dedicated environment, in the region you choose.

  • Dedicated compute and storage
  • Private network connectivity
  • Your keys, your region, your policies
Your cloud account
Dedicated instance
Option 03

On Premise

Deployed inside your data centers for institutions where data and models must remain within the perimeter.

  • Data never leaves your infrastructure
  • Self hosted model options
  • Integrates with internal identity and logging
Your data center
Inside your perimeter
Role based access control
Full audit logging
Encryption in transit and at rest
Data residency control
Human in the loop approvals
Model and prompt versioning

Built for the next generation of financial infrastructure in MENA

Unde plans to establish its initial regional presence in Qatar and expand across GCC markets, working with institutions as they modernize payments, digital identity and financial crime operations.

Arabic and English workflows

Interfaces, case narratives and reports in both languages, including right to left layouts.

Regional compliance adaptability

Policies, thresholds and reporting templates configured to each institution's regulatory obligations.

Local deployment requirements

Private cloud and on premise options for data residency and supervisory expectations.

Enterprise integration

Built to connect with the core banking, payment and identity systems used across the region.

Market plan

Qatar → GCC → MENA

  1. Phase 1 · Initial presence

    • Qatar
  2. Phase 2 · GCC expansion

    • Saudi Arabia
    • United Arab Emirates
    • Bahrain
    • Kuwait
    • Oman
  3. Phase 3 · Regional scale

    • Wider MENA region
unde / cases / CS11920
EN · AR
Investigation summary
Risk: HighAwaiting approval

Funds received from two linked accounts were transferred to five new beneficiaries within six hours.

Recommended: escalate to L2 review.

ملخص التحقيق
المخاطر: مرتفعةبانتظار الموافقة

تم تحويل الأموال الواردة من حسابين مرتبطين إلى خمسة مستفيدين جدد خلال ست ساعات.

التوصية: التصعيد إلى المراجعة من المستوى الثاني.

Turn financial operations into an intelligent system.

See how Unde connects to your existing systems, investigates alerts and incidents with full context, and keeps every decision auditable.